Delegate your investment decisions to a team of experts.
We'll create a portfolio that will boost your chance of achieving your goals so you can feel more confident during market ups and downs.
See if our expertise matches with your needs.
Whether you’re striving to accumulate or preserve wealth, our fiduciary investment management service is here to help.
Investing isn’t easy. Success requires you stay abreast of global financial markets with the ability to identify/analyze potential risks and opportunities, all while balancing the right amount of risk and return within your portfolio.
These activities are time-consuming and can breed expensive mistakes if you aren’t disciplined—not to mention the oft-complicated tax implications that accompany every investment decision!
Thankfully, our fiduciary investment management services solution eradicates these emotional and time-draining barriers and places the burden on the experts: our in-house team of CFP® professionals and network of third-party strategists.
We’ll review your specific situation and develop personalized investment strategies based on your risk tolerance, goals, and time horizon. When implementing the plan, we’ll continuously monitor your investments and actively manage your account to ensure it remains on strategy. You’ll also engage in a one-on-one quarterly investment review with your financial advisor for additional insight.
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Pricing and Other Considerations
Fees
Annual service fees—which are all-inclusive and cover a wide range of costs spanning third-party strategists, custodians, record-keeping tasks, trading costs, and strategy and administrative fees—max out at 1.25% of your total account value. The minimum investment threshold is $10,000.
Other Stuff to Know
Quarterly fees are either paid directly from your account or billed separately, and you can access your statements online or via snail mail. Investment vehicles include individual securities, mutual funds, and exchange-traded funds (ETFs).
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FAQs
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In the financial services industry, a fiduciary is a person (or organization) who is legally and ethically bound to always put client interests ahead of their own when making investment decisions.
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No, this isn’t always the case. Registered investment advisors (RIAs) like Vision Retirement are legally fiduciaries. Broker-dealers and other types of money managers aren’t, however, and thus not held to the same standards. They can therefore recommend investments or products that pay bigger commissions than those best aligned with your financial objectives.
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Though our clients have unique goals, our approach remains the same—relying on evidence-based investing methodology in the absence of our own opinions (or those of others) and basing our decisions on decades of research-based data from the third-party strategists we partner with.
Compare Our Investment Solutions
Fiduciary Investment Management
(FIM)
Enjoy our most customized solution wherein we construct, implement, continually monitor, and actively manage your account.
✓ Best for: Clients seeking active investment management and a fiduciary to look out for their best interests
✓ Cost: Maxes out at 1.25% of total account value
✓ Minimum investment requirement: $10,000
✓ Investment vehicles: Exchange-traded funds (ETFs), mutual funds and individual securities
✓ Reviews: Quarterly
✓ Available to: All clients
Automated Investing w/Oversight
(VR Robo)
Combine the power of automated investing—via Betterment—with the guidance of a dedicated CFP® professional.
✓ Best for: Clients who are novice investors and/or seeking a lower-cost investment option with minimal human intervention
✓ Cost: .75% of total account value
✓ Minimum investment requirement: $1,000
✓ Investment vehicles: Exchange-traded funds (ETFs) only
✓ Reviews: Annual
✓ Available to: All clients
Self-Directed w/Oversight
Buy and sell your preferred investments with oversight from a CFP® professional.
✓ Best for: Clients who want to be hands-on but have a financial advisor as a sounding board.
✓ Cost: $9 (most trades)
✓ Minimum investment requirement: $5,000
✓ Investment vehicles: Exchange-traded funds (ETFs), mutual funds and individual securities
✓ Reviews: None
✓ Available to: Clients with a Fiduciary Investment Management account
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Start simplifying
your journey and speak to a financial advisor today.
See if our expertise matches with your needs.